How much home insurance do I need?
The buildings number isn't what your house is worth, the contents number is almost always too low, and the expensive things you own probably aren't covered. What actually goes in each box.
The Oosby Blog
Thoughts on household calm, life admin, and keeping things simple.
What documents to keep, and for how long
The honest answer, by category: what UK households actually need to hold on to, what can go this afternoon, and why six years is the number that keeps coming up.
The UK household admin calendar, month by month
A twelve-month reference for the household admin that actually matters through the year - the things that land at a certain time, are easier at one point than another, or are cheaper if you do them early. UK-specific.
When to switch energy tariff (and how the price cap works)
Why summer is the right time to fix an energy rate, what the price cap actually caps, the difference between the standing charge and the unit rate, and how switching works.
Moving house: everything you need to update
The full UK list - statutory bodies, money, insurance, everyday accounts - of what to update when you move, framed around the things that surface one by one in the three months after.
Getting the household ready for summer
The practical UK checklist - passports, travel insurance, vaccinations, the car, the house - that turns the week before going away into a packing problem rather than a sprint.
How to organise household bills
Why most household bill systems end up as an accidental hybrid, what each part does that nothing else can, and the real choice underneath.
Why you keep checking whether you've paid that bill
Why the urge to keep checking isn't a failure of memory, what it actually costs you, and what stopping looks like.
When is my MOT due (and what happens if you forget)
How to check when your MOT is due, why nobody posts you a reminder any more, and what actually happens if you drive past the date.
How to stop being the only one who remembers everything
Why 'share the load' rarely works on its own, and the better question to ask.
Home insurance renewal checklist
What's worth reading properly when the renewal letter arrives, and why the front-page price isn't where the surprises tend to hide.
The invisible job of running a household
The work that keeps a household together when no one else is looking. Why it's so hard to see, and harder still to put down.
Things you forget to renew every year
MOTs, passports, boiler services, photo card licences. The things almost everyone forgets to renew, and why they're so easy to miss.
Welcome to the Oosby Blog
We're starting a blog. Here's why, and what you can expect from us.